15 Jul Do’s and Don’ts for Creating a Home Inventory
In our past few blogs, we’ve discussed various components of hurricane preparedness. For this post, we wanted to underscore the importance of creating a home inventory. Simply stated, a home inventory is a record of all the items you have in your home, along with their estimate value.
If the idea of putting something like this together seems a bit overwhelming, there’s no need to worry. It’s a lot easier than you might think.
Where to start
If you don’t have receipts for each and everything you’ve ever purchased for your home, that’s OK. And, if you’re not someone who is in love with the idea of sitting down at your computer, creating a spreadsheet, and listing out every item in your house or condo, that’s OK too.
The fastest and easiest way to create a home inventory by taking pictures or video of each room of your home. Take photos of inside your kitchen cabinets, your drawers, and throughout your living room. Get footage of each bedroom, inside every closet in (including closets you may have in your hallways), and throughout your garage. If you have sporting equipment, such as golf clubs, water skis, jet skis and/or camping equipment, get it on tape. The same holds true for all of your jewelry, electronics, and household appliances.
If you’re wondering why this is important, keep reading.
A home inventory will be helpful if you need to file an insurance claim
If your home is damaged during the 2020 hurricane season, having a home inventory will be enormously helpful when you start the insurance claim process. Without one, it will be exceedingly difficult, if not impossible, to get full reimbursement from your insurance company.
When you’re done taking pictures (or filming), be sure to store your photos or videos in a safe place. For example, printing out hard copies and putting them in a box in your garage, is not advised. If you opt for hard copy photos, you’ll want to store them in a secure place outside of your home, such as a safe deposit box. Or, you can also store photos and videos in the cloud. This will ensure that you have access to what you need when you need it.
If you have questions about the steps you should take to prepare your SWFL home for the upcoming hurricane season, or you’d like to know how a home watch service can help keep your home safe in your absence, call Gulf Shore Concierge & Home Watch today to learn more.